financial planning
[fi-nan-shuh l, fahy-] [plan-ing]
1.The process of determining whether and how an individual can meet life goals through the proper management of financial resources
2.The devising of a program for the allocation and management of finances and capital through budgeting, investment, etc.

Financial Planning

Regardless of your financial position in life, everyone needs a plan. Our comprehensive financial plans are designed with the goal of helping you pursue your objectives. During the planning process, we work with you to prioritize your goals and develop strategies and scenarios for making those goals become reality.

Retirement Planning & Plans

By beginning your retirement planning now, we can work toward your personal financial goals, which will give you confidence as you plan for retirement. From Roth IRAs to 401(k) plans, we offer a variety of retirement account types to suit your individual retirement needs. In addition, we offer advice on complicated issues such as Social Security and Medicare.

Estate Planning

Our estate planning services are focused on assisting you and your family with the management of financial assets across multiple generations.  We work closely with our network of attorneys and accountants, and we take into consideration all the major tenets of a watertight estate plan, namely:

  • The management of estate taxes
  • Establishment of trusts
  • Wills and inheritance provisions
  • Estate Administration

Education Planning & Plans

Whether elementary, college level, or post-graduate, your children’s education is a large and very important financial goal. Utilizing our educational planning services, we offer a variety of savings strategies and accounts (such as Coverdell ESA’s and 529’s) to maximize your children’s education savings.

Portfolio Management

Investment options include: retirement accounts (401(k) plans, SIMPLE, Roth, SEP, and Traditional IRA’s), variable & fixed annuities, brokerage accounts, all with an emphasis on fee based asset allocation programs. Our financial advisors look at your “big picture” and offer objective advice on investments that help you address your goals most effectively.


Products we offer include life insurance long-term care insurance, and disability insurance, for both individual and business needs. After assessing your particular needs, we search the insurance marketplace for the most appropriate quality policy—at the best price—from the 40+ companies we represent.